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1. Basic Budgeting & Financial Planning
Whenever you are understanding your money situation and having clearly financial goals; you start to record and write it down. Make budgeting and planning purposely for making a way to achieve your goal and monitor your goal on your actual behavior (e.g., compare your plan to your actual).
In the simple way, Budgeting being of how you will allocate your money wisely from your incomes such for expense, saving, and investment. You need to write down detail and list all item of your income, expense, saving, investment or for pay debts on your notebook or any tool (google sheet, excel worksheet, or any digital tool) Here is sample template for you to create your plan and actual:
